Get a clear, automated payoff plan without needing any spreadsheet skills or complicated budgeting.
Instant digital download · Lifetime access & updates · Google Sheets
When your debt is spread across credit cards, car loans, and student loans, it's impossible to know what you actually owe in total. You make minimum payments every month but watch the balances barely move because you don't have a targeted plan.
Input your balances, interest rates, and minimum payments. The sheet automatically calculates your total debt and organizes everything in one place.
Select Snowball (smallest balance first) or Avalanche (highest interest first). The planner instantly ranks your debts and names your current target so you know exactly where to put your extra money.
Track your monthly payments and let the dashboard automatically update your progress, total debt reduced, and next milestone.
Concrete visibility into your payoff journey.
See exactly what you owe and what's active.
Automatically ranks debts by Snowball or Avalanche.
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See exactly what you owe, what to pay first, and track your progress to debt-free.
Due to the digital nature of the product, all sales are final. However, if you experience any technical issues with the sheet, reach out and we'll make it right.